How Do People Pay for Alcohol Rehab in Massachusetts?

Private Health Insurance

If you have private health insurance, that’s where to start looking — but make sure you ask your provider all of the necessary questions. For example, if you’re doing virtual IOP or evening IOP, do they cover that? Does the facility that you’re looking at accept the insurance you have?

Most insurance will at least cover some of the cost of rehab and IOP in MA. You may have to pay some out of your own pocket, but it’s important to know that the insurance can at least help.

If you’re not sure what’s covered, the facility you’re looking at may be able to find out for you if you give them your insurance details. They should be willing to help as much as they can.

The good news is that if alcohol use disorder is considered a pre-existing condition for you, the Affordable Care Act now mandates that health insurance companies aren’t legally allowed to refuse to cover you. If you weren’t aware this had changed — since it was common practice before — that might be a comfort.

Previously, addiction treatment in MA might have been made even harder for people.

Medicaid

What Medicaid actually covers will depend on the state you’re in and the facility you’re using. While it won’t be helpful for some private facilities, it may be able to help with the cost of others and it may also support some government-funded rehab programs if you really can’t pay for a private facility.

Make sure you’re eligible for Medicaid and sign up. In some cases, it can also supplement insurance costs, though this takes some very specific circumstances and you’ll have to do your research.

Scholarships

Although you may associate scholarships with school, there are actually scholarships available for women’s IOP in MA and men’s IOP in MA! Scholarships may fully cover the costs of private rehab or they may contribute to the costs along with insurance and Medicaid.

You may have some things to prove, depending on the scholarship you want to apply for.

For example, some scholarships will require that you show you have a high chance of recovery from alcohol use disorder. Others will require that you’ve tried to receive help before and it hasn’t worked, leaving this as your last option.

A good rule of thumb when it comes to scholarships is to apply to multiple. This will increase your chances of success and won’t dampen your spirits if any rejects you. Scholarships — even for rehab — are competitive.

SAMHSA Grants

SAMHSA grants provide opportunities for certain categories of people to get help with their alcohol use disorder. For example, they may want to help pregnant women or provide funds for a men’s rehab program where the person is at high risk of an illness.

Fundraising

If you have supportive friends or family or have a following online, fundraising may be an option for you. Sites like GoFundMe allow people to donate to a campaign where you can explain your needs.

If people have suspicions about what the money will be used for, you can also ask the facility if they will accept direct payments from donors. This also prevents a crowdfunding platform from taking a share of the fees, as they often do.

You can do this to try and raise the whole cost of rehab or supplement the out-of-pocket cost if you have private insurance, Medicaid, or a scholarship on your side already.

Look for Non-Profit Treatment

Some non-profit organizations will provide treatment at a very low cost or in exchange for something else, just as helping them out with work. These are often religious-based organizations and are worth looking into.

Find the Funds

If none of these things is an option for you, it may be necessary to find the funds in your own life, using methods such as:

• Dipping into your 401(k)
• Take money out of any savings you have
• Putting aside money from paychecks until you have enough
• Selling possessions you no longer need

Remember, getting sober is paramount for both your mental and physical health so you need to weigh up your priorities.

Many private clinics will offer payment plans which can help if you need to take the money out of your paycheck. Ask about how they can help and what they can offer, and you might find there’s an option for you.

You Can Get Alcohol Rehab

Alcohol rehab in Massachusetts may seem unachievable for so many. People aren’t sure of how to pay for rehab and it stops them from getting the help they need, leading to worsening physical and mental health due to their disorder.

There are many ways to pay for the help you need. Study them all and, if necessary, use a combination of them. When you walk away from the rehab program with your life together and your disorder kept at bay, it’ll all feel worth it.

Looking for alcohol addiction help or other types of rehab? Contact us today and let’s see what we can do for you. We offer virtual and evening IOP for those many people with work commitments during the day!

Paramount Recovery Center’s Substance Use Disorder Treatment in MA for Drug and Alcohol Addiction

When you come to Paramount Recovery Centers IOP in Massachusetts, we aim to make you feel as welcome as possible. We recognize that many individuals dependent on drugs or alcohol struggle to deal with trauma, rage, guilt, or anxiety. We will do everything possible to make guests feel at ease and secure. We provide various options for men’s and women’s IOP in MA, including Virtual IOP and Evening IOP. You can learn more about our intensive outpatient program by giving us a call or reaching us through our online contact form.